3 simple steps to start saving
To access the SUPERSUPER program, you'll first need to join GuildSuper, the super fund powering SUPERSUPER. It's super quick
Click the activate link in the welcome email & fill in a couple of deets to confirm it’s you
Set up a password and
5 minutes is all it takes
In order to apply for SUPERSUPER you need to be a member of GuildSuper or Child Care Super. If you are not a member you are welcome to join GuildSuper.
It’s important to consider fees, costs & investments returns. Read the GuildSuper PDS here
How it works
SUPERSUPER is the shop-and-save rewards program that is available exclusively to members of GuildSuper and Child Care Super. SUPERSUPER lets you add more to your super every day without having to do anything extra.
We’ve teamed up with hundreds of retailers to offer cash rewards that are added to your superannuation account and count towards your after-tax contributions (more info in FAQ’s below). You can shop your favourite brands and add to your super at the same time.
Not a member? You can join GuildSuper and as part of your membership you will have access to the SUPERSUPER rewards program.
Read GuildSuper PDS
Choose vouchers from hundreds of retailers
Pay for vouchers using My Cash account, credit or debit card
Redeem vouchers in store or online and watch your super balance grow
It all adds up
By completing your everyday shopping with SUPERSUPER you’ll be continually adding to your super account. And when it comes to your super account, a little extra can go a long way.
Small regular amounts added to your super can add up to thousands of extra dollars over time, thanks to the magic of compound returns.
Savings offered from 100’s of retailers
Whether you need groceries, gifts, gadgets or gardening gloves SUPERSUPER has you covered.
There are hundreds of retailers to shop with, including Coles, Woolworths, Myer, David Jones, Kmart, Target, Big W, Caltex Woolworths, The Good Guys, Rebel Sport, Hoyts, Jetstar, Flight Centre, BCF to name just a few. Growing your super has never been easier – or more fun. For a full range of retailers click here.
When you use SUPERSUPER, the additional contributions paid into your super account could help you to:
Generate super co-contributions
Continue to add to your super while on maternity leave
Build super when you're self-employed
Grow your first home deposit faster with the FHSSS
We’re making saving super easier and fairer for women and their families
Many Australian women are retiring into poverty. The average super balance for men in 2016 was $270,000. Women, on the other hand are retiring with just $157,000, a staggering 42% less!
We know it can be tough to save money into your super account with all of the other daily expenses of life to deal with. It’s easy to think of your retirement as something to sort out later.
Instead of putting off saving into your super account, use SUPERSUPER to get ahead of the contribution game – just by doing your every day shopping.
Frequently asked questions
To access the SUPERSUPER program you do need to join or already be a member of GuildSuper. This fund is open to anyone to join and there are no additional fees for using SUPERSUPER.
GuildSuper was established in the early 2000s by the Pharmacy Guild of Australia. Initially set up to provide superannuation services to pharmacy workers, we have since grown to represent many professions.
As part of the Guild Retirement Fund, we look after the superannuation savings of more than 80,000 members and help more than 22,000 employers meet their superannuation obligations.
Open to all Australians, it is our mission to make super fairer and more accessible, especially for women and their families. We created SUPERSUPER - the first program of its kind – which lets you accumulate super not on what you earn, but also on what you spend.
In the interest of transparency and independence, GuildSuper asked Chant West (an independent superannuation research company, www.chantwest. com.au) to gather information about other funds to see how we compare. The information gathered includes admin and investment fees, insurance premiums and investment returns.
See how GuildSuper compares. And for complete information about GuildSuper, always remember to check out the Product Disclosure Statement (PDS).
For example, if you were to pay $100 for a $100 eVoucher to shop at a supermarket that offered a 5% SUPERSUPER reward, in addition to receiving the $100 eVoucher, you would automatically receive $5 into your super account.
That’s because with SUPERSUPER you simply shop as you normally would, but instead of paying with cash, credit or a debit card at the checkout, you pay using your pre-purchased SUPERSUPER voucher instead.
Of course, we always tell members that consolidating multiple super accounts into the one fund generally makes sense as it can make it simpler to manage your super, save money in fees and reduce paperwork. But if you don’t want to, that’s fine with us.
How does this work?
After you’ve made an after-tax contribution (in this case your SUPERSUPER contributions) into your super account, you have until the earlier of, before you lodge your tax return and the end of the following financial year, to claim your tax deduction. You have to let us know you intend to claim a deduction in your tax return by giving us a call and completing the Notice of intent to claim or vary a personal super contributions form before lodging your tax return
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